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Intellect Universal Banking |
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| Intellect Universal
Banking (IUB) is an integrated,
scalable, flexible, secure and customer-centric
core banking platform. IUB
is 24/7, web-enabled, with multi-currency
and multi-lingual capabilities that allows
banks to serve markets all over the world
through multiple channels. IUB
integrates effortlessly with existing legacy
applications, and is built on a SOA backbone
with contemporary J2EE-based technology.
It is designed with re-usable components,
which makes it highly modular and flexible.
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Intellect Universal Banking can
serve a bank's customers across retail, small-to-medium
size enterprises (SME), and commercial and corporate
segments. It has the capability to provide a single
view of the customer for effective relationship
management and tracking of global limits for effective
risk management.
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| The entire platform
comes with a fees-and-charges module, which allows
greater flexibility in levying service charges
or rewarding customers automatically based on
a combination of customer segment, product, account,
transaction and channel characteristics. It also
includes Credit Limit Monitoring which helps track
customer limit utilization across multiple products
in real time. It has a collateral management system
across various business lines and product processors.
The solution has an identity management system,
which stores signatures & photos for verification
as well as robust reconciliation and reporting
engines. |
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Intellect enables you to
create and launch new Products in less time
than it takes to perform a cash transaction.
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Intellect’s Transaction
Processing and Risk Management framework lets
you use one of several customer, transaction,
and product attributes to control risk and
enhance productivity of your transaction processing
system.
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Intellect enables cross-selling
and up-selling by its versatile ‘Single
customer view’ and helps tellers to
perform 'smart service' and thereby increase
the ‘Net Asset Value’ of the customer
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Intellect’s rich
functionality helps any bank to 'build as
it grows.'
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Real-time processing with
high performance--using the power of J2EE
technology and SOA, Intellect UBS
processes and renders information on a real-time
basis; processes batch jobs using a powerful
‘read once, process many times’
design called B-LINE and plugs easily into
any landscape through use of ‘ESB-like
services’ provided by Intellect Integrator.
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